Patricia Wells

Driver overconfidence is becoming a serious issue on the roads, leading to risky behaviors that endanger everyone. A recent survey by Nationwide reveals some alarming statistics about how drivers are distracted while behind the wheel. According to the survey, 20% of drivers admit to texting while driving. Additionally, 15% use social media, 13% watch videos, … Read more

In early 2022, the Insurance Agents & Brokers (IA&B) association found itself facing a significant challenge. The organization, which supports independent insurance agencies in Pennsylvania, Maryland, and Delaware, recognized a growing talent crisis within the industry. With a commitment to sustaining their member agencies, IA&B sought a solution. To tackle this issue, IA&B partnered with … Read more

A new law in North Dakota is making headlines for its potential impact on Bayer, the agrochemical giant. This legislation could protect Bayer from lawsuits claiming that its well-known weedkiller, Roundup, does not adequately warn customers about cancer risks. Although North Dakota is one of the least populated states in the U.S., Bayer sees this … Read more

Lloyd’s is taking a strong stance on managing delegated underwriting authorities. Rachel Turk, the chief underwriting officer at Lloyd’s, emphasized the importance of oversight in her recent market message for the second quarter of 2025. She expressed concerns about the potential risks associated with poor management, recalling past issues with managing general agents (MGAs). Turk … Read more

A federal judge has ordered the restoration of a vital health monitoring program for coal miners in West Virginia, reversing layoffs that affected nearly 200 workers at a health agency. U.S. District Judge Irene Berger issued a preliminary injunction on Tuesday in response to a lawsuit filed by a coal miner diagnosed with black lung … Read more

A recent discussion highlights the limitations of Commercial General Liability (CGL) insurance when it comes to auto-related incidents. Many businesses assume their CGL policy will cover accidents involving vehicles, but this is often not the case. CGL policies typically exclude coverage for any accidents involving vehicles owned or operated by an insured party. This means … Read more

Florida Governor Ron DeSantis has signed a new law that bans local governments from adding fluoride to public water supplies. This makes Florida the second state in the U.S. to implement such a ban, following Utah, which passed its own law in late March. The signing took place during a public event in Dade City, … Read more

An important clinic in Libby, Montana, has been closed by authorities after a court ordered the seizure of its assets. The Center for Asbestos Related Disease (CARD) has been a vital resource for many in the area, where residents have suffered from health issues linked to asbestos dust from a nearby mine. The closure came … Read more

At least four people lost their lives as severe storms, including a possible tornado, swept through St. Louis on Friday afternoon. The storms caused significant damage, with roofs torn off buildings, bricks ripped from walls, and numerous trees and power lines downed. Local authorities are currently searching for anyone who may be trapped or injured … Read more

The Florida Supreme Court recently decided not to review a case involving condominium insurance, leaving some important questions unanswered. This case, American Coastal Insurance vs. Patios West One Condominium Association, arose from a claim related to Hurricane Irma. The court’s choice not to intervene means that in certain parts of Florida, people filing supplemental claims … Read more